Surcharges

Medical Coverage Spousal Surcharge

To help manage the cost of covering spouses who could elect coverage through their own employers, UNFI charges a spousal surcharge. You will pay a $20 per week ($40 biweekly) spousal surcharge if you cover a spouse who is eligible for medical benefits through their own employer and does not enroll in their employer’s plan. The spousal surcharge will automatically apply as a new hire and each January 1 thereafter.

Complete the Certification

If your spouse does not have access to other employer medical coverage, or has enrolled in their employer’s plan, complete the spousal surcharge certification to avoid the default surcharge.

To certify your spouse, complete the certification process during enrollment on UNFIBenefits.com.

Medical Coverage Tobacco Surcharge

You will pay $10 per week ($20 biweekly) per individual if you and/or your covered spouse use tobacco. The tobacco surcharge only applies to those enrolled in medical coverage through UNFI. The tobacco surcharge will automatically apply upon your initial enrollment in medical coverage unless you certify that you and/or your covered spouse are not a tobacco user.

For purposes of the tobacco surcharge, “tobacco” or “tobacco product” includes the following items:

• Cigarettes, eCigarettes, cigars, hookahs, vaping and any other smoked tobacco or nicotine product
• Marijuana
• Smokeless or chewing tobacco

Using nicotine to quit?

Tobacco use does not include any nicotine gum or patches you may be using in an effort to stop tobacco use.

Complete the Certification

If you and/or your covered spouse do not use tobacco, you must complete the tobacco surcharge certification during your initial benefits enrollment period. You may also be required to complete the tobacco surcharge certification if you make changes to your medical coverage during Annual Enrollment.

To certify you do not use tobacco, complete the certification during the enrollment process on UNFIBenefits.com.