How to Enroll
Review the table below for details on how and when to enroll in benefits. If you have questions, sign in to UNFIBenefits.com or 1-866-900-UNFI (8634).
Benefits Actions
| UNFI Benefit Program | Action |
|---|---|
| Enroll or make changes during initial eligibility period or Annual Enrollment on UNFIBenefits.com. | |
| 401(k) Plan | You will be automatically enrolled into the 401(k) Plan at a 3% pre-tax contribution rate. You can review, change or opt out of the 401(k) Plan at any time:
|
| You are automatically enrolled. | |
|
Enroll during your initial eligibility period or Annual Enrollment on UNFIBenefits.com. Make changes to your coverage anytime on UNFIBenefits.com. Note: Subject to Evidence of Insurability (EOI). |
|
| Optional AD&D |
Enroll or make changes during your initial eligibility or Annual Enrollment on UNFIBenefits.com. Make changes to your coverage anytime on UNFIBenefits.com or call the UNFI Benefits Center at 1-866-900-UNFI (8634). |
Enroll or make changes during your initial eligibility period or Annual Enrollment. Annual Enrollment is also the time to cancel these coverages.
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Enroll, make changes or cancel at any time.
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Don’t forget to check the surcharges!
Be sure to review details about the Medical Coverage Spousal Surcharge and Tobacco Surcharge – you may end up saving money!

Look out for more information.
UNFI partners with outside vendors to provide some of the benefits and programs described throughout this guide and does share necessary information so these vendors can make the programs available. You may receive communication from these vendors from time to time.
